Saturday, October 31, 2026

On Reformation Day, 2026: Indulgences, Temporal Punishment and Purgatory

The largest of Luther’s complaints was the sale of indulgences.


For Protestants the first question is likely to be: “What is an indulgence?” and rightly so, because that word is never used in the New Testament text.

 

An indulgence, according to the catechism of the Roman Church is “a remission before God of the temporal punishment due to sins whose guilt has already been forgiven, which the faithful Christian who is duly disposed gains under certain prescribed conditions through the action of the Church which, as the minister of redemption, dispenses and applies with authority the treasury of the satisfactions of Christ and the saints."

 

If you want to read further about indulgences the RC catechism is available online for anyone who wishes to read it. 

 

For Christians who believe the gospel message, that our sins are forgiven through repentance and faith in Jesus Christ - which is the message taught by the Apostles (ref. Acts 2:38, 5:31, 10:43, 13:38, 26:18) throughout the New Testament we may ask – what is this ‘punishment’ that is being described and which can be remitted through an indulgence.

 

Again – you will not find a clear description of ‘temporal punishment’ in the New Testament – and that is because it is not a concept taught by the Apostles, but invented by the Roman Church as they departed over time from the Apostolic tradition.  Going into the history (or claimed history) as to how this occurred would take too long to describe, however the RC’s Baltimore Catechism, Part 3 gives some description about what is meant by ‘temporal punishment’ as follows:

 

Q. 629. What punishments are due to actual sins? 

 A. Two punishments are due to actual sins: one, called the eternal, is inflicted in hell; and the other, called the temporal, is inflicted in this world or in purgatory. The Sacrament of Penance remits or frees us from the eternal punishment and generally only from part of the temporal. Prayer, good works and indulgences in this world and the sufferings of purgatory in the next remit the remainder of the temporal punishment. 

 

Q. 804. Why does God require a temporal punishment as a satisfaction for sin? 

 A. God requires a temporal punishment as a satisfaction for sin to teach us the great evil of sin and to prevent us from falling again. 

 

 Q. 805. Which are the chief means by which we satisfy God for the temporal punishment due to sin? 

 A. The chief means by which we satisfy God for the temporal punishment due to sin are: Prayer, Fasting, Almsgiving; all spiritual and corporal works of mercy, and the patient suffering of the ills of life.

 

As can be seen – the concept of ‘temporal punishment’ is tied closely to the idea of purgatory – another invention of the Roman church that departs from the Apostolic teachings and has no reference in the New Testament writings. 

 

The Roman church teaches that there are two punishments due to us for our sins, one eternal, and one temporal.  The satisfaction that Christ gave for sin on the cross covers the eternal aspect, however we must work to cover the temporal aspect of punishment. 

 

As in Q.805 above – the chief means we are said to satisfy God are our own works – such as prayer, fasting, giving etc. these are often done as acts of ‘penance’ (subject for another post).   If we do not do enough good acts of penance in this life to cover the ‘temporal punishment’ due to us, then time must be spent in purgatory to purge us from the effects of our sin and bear the punishments due.

 

However, besides, good works,  another way in which the RC Church teaches that we can avoid temporal punishment is through receiving an indulgence.  Quoting from the Catechism of the Roman Church:

 

 “An indulgence is obtained through the Church who, by virtue of the power of binding and loosing granted her by Christ Jesus, intervenes in favor of individual Christians and opens for them the treasury of the merits of Christ and the saints to obtain from the Father of mercies the remission of the temporal punishments due for their sins.”

 

"This treasury includes as well the prayers and good works of the Blessed Virgin Mary. They are truly immense, unfathomable, and even pristine in their value before God. In the treasury, too, are the prayers and good works of all the saints, all those who have followed in the footsteps of Christ the Lord and by his grace have made their lives holy and carried out the mission the Father entrusted to them.”

 

In an indulgence, a Christian - through some act of penance prescribed by the Church – receives the merit of Christ, or is transferred some perceived merit from Mary or the saints (apparently not needed by them and free to be transferred), and thus covers their ‘temporal punishment’, freeing them from the penalty of sins, reducing time in purgatory and assisting them in some way along the path to salvation.

 

Hopefully for those familiar with the teaching of the Apostles and the New Testament scriptures it can easily be seen how this doctrine at best obscures the glorious truth of the Gospel and at worst presents an entirely different Gospel altogether. 


Luther’s largest complaint was the ‘sale of indulgences’.  This was a practice in which the RC Church ‘opens for the saint the treasury of merits of Christ, Mary and the saints’ when in an act of ‘penance’ the believer gave a financial gift to the Church.  Although Roman Catholics will object to the characterization of this practice as a sale of ‘grace for money’ (it is supposed to be done as an act of penance to receive grace) the corruption of the Church at that time meant that in essence this is what it became in the eyes of many.


The problems with indulgences, temporal sin, purgatory are many – and I for one am very thankful for the Reformation.  Because of the Reformation this false practice and false teaching does not obscure or dilute for me the glory of the Gospel and what Jesus Christ accomplished for me on the cross through his death burial and resurrection.

 

At the cross Jesus Christ bore the entire punishment due to our sins – temporal and eternal punishment is taken away and we are washed clean.  Christ is the propitiation for our sins, and the effectiveness of his sacrifice is entirely ours through faith.

 

It is true that forgiveness of our sins does not negate the natural consequences of sins.  In a sense we could look at this as a ‘temporal punishment’ – and from what I have read, it seems to me that the RC Church may be confusing natural consequences with divine temporal punishment.  Although our sins are forgiven by God we do continue in sin until we reach heaven.  These sins do entail consequences, such as breaking the law which requires appropriate civil penalties.  Our sins often hurt relationships and will require us to make things right by making restitution and asking forgiveness from a grieved party so that broken relationships can be mended and restored.  However, this is much different from a belief that God is inflicting a ‘punishment’ on us in this life that must be paid for by good works.

 

As children of God – adopted into his family, we are no longer subject to God’s punishment. God will work in our life to discipline us, which may at times feel like a ‘punishment’ however – “he disciplines us for our good, in order that we may share in his holiness”. (Hebrews 12:4-12)

 

No grace or merit can be transferred from other Saints or Mary to you.  There is no ‘treasury of merit’ held by the Church that can be dispensed by the Pope or his representatives.  The prophet Ezekiel makes this clear: “The soul who sins shall die. The son shall not suffer for the iniquity of the father, nor the father suffer for the iniquity of the son. The righteousness of the righteous shall be upon himself, and the wickedness of the wicked shall be upon himself.”  (Ezekiel 18:20)

 

The only grace that we can receive as Christians and that we are called to be enjoying is the grace of Jesus Christ.  I am sure Roman Catholics when pressed will claim that all the ‘merits in the treasury’ ultimately come from Jesus Christ – however besides the concept being an invention - we do not need human mediators of Christ’s merit and grace.  We can go straight to the source - Jesus Christ, the good shepherd who gives us everything that we need and who is the only mediator between God and man.  “His divine power has given us everything we need for life and Godliness, through our knowledge of HIM who called us, by his own glory and goodness.”

 

When Luther posted his 95 Theses on the door of All Saints Church in Wittenburg his main complaint was indulgences, and the sacramental system that included penance, temporal sins, and purgatory.


Sadly, to this day, the Roman Catholic Church – although they have (I believe) abandoned the ‘sale of indulgences' still offers indulgences – for example: Pope Leo XIV granted a plenary indulgence for 100th World Mission Sunday just this past month.  According to Vatican News ‘the indulgence can be obtained under the usual conditions: sacramental confession, Eucharistic Communion, and prayer for the intentions of the Supreme Pontiff.’

 

As Luther wrote in his first Thesis: “When our Lord and Master Jesus Christ said, “Repent'' (Mt 4:17), he willed the entire life of believers to be one of repentance.”

 

If you are a Christian who has repented of your sins and is trusting in Christ for forgiveness, you can rest assured that all God’s wrath was satisfied at the cross, all punishments were borne by him when he died in our place.  Your prayers and penances are not earning you time off of purgatory – they instead are aligning your heart to God’s and are the path we walk towards salvation with the help of the Holy Spirit.  Repentance and confession are important aspects of the Christian life, but we can rest assured that  “If we confess our sins, He is faithful and just to forgive us our sins and to cleanse us from all unrighteousness.”

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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